If you want to live the life you want, make a blueprint...

Hot Topic CEO Betsy McLaughlin still consults the life plan she made as a college freshman.

She says have a plan and stick to it. Be prepared to make sacrifices.

McLaughlin drew up five headings--Career, Salary, Assets, Health and Personal/Social--and set goals for herself at different ages. By 20, she wanted to own a car free and clear. By 25, she wanted to own a home. At 28, she wanted to put 5% of her income in a 401(k.) At 40, she wanted a new hobby.

She accomplished all of them because she learned how to compromise.

More here

I personally believe in living and savouring every moment.

Why sacrifice the espresso latte today and save the pennies for a dream retirement, when you can have the latte now and have the dream retirement.

What's to say we can't use McLaughlin's approach and live the life we want today??

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